Personal Checking

Personal
Checking

When a Checking account

is more than just a checking account.

With all accounts, you will receive a FREE debit card that gives you access to the Qvantage Rewards program; a Cash Rewards program available with enrollment in Online Banking.

Which checking account is best for you?

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personal Checking Products

Account Services Q Free Crown Checking Acct Q Crown Plus Account Q Student Account Q Now Account

 

An account for everyone

An account for customers age 55 and older

An account for fulltime students

An interest bearing account

Minimum Amount To Open Account

$100

$100

$50

$1,000

Eligibility Requirement

None

55+

14-24 Full-Time Student

None

Monthly Maintenance Fee

None

None

None

$10

Per Check/Debit Fee

None

None

None

$0.20

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee

None

None

None

$1,000

Free Q Checks

NA

1st Order

1st Order

NA

Cashier's Checks or other Equivalent Check
(2 Per visit)

NA

Checkmark

NA

NA

Pays Interest

No

No

No

Tiered Rates w/ $1000 Minimum Daily Balance

Online Statements Available

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Q Debit Card

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Withdrawal, Transfer, Inquiry at Non-QNBT ATM (6 free per statement cycle, $1 each thereafter)

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ATM Deposits

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Q Online Banking

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Q Bill Pay

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Q Mobile Banking

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Q Mobile Deposit

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Text Alerts

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Q Free Crown Checking Account

An account for everyone

Minimum Amount To Open Account $100

Eligibility Requirement None

Monthly Maintenance Fee None

Per Check/Debit Fee None

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
None

Free Q Checks NA

Cashier's Checks or other Equivalent Check
(2 Per visit) NA

Pays Interest No

Online Statements AvailableCheckmark

Q Debit Card Checkmark

Withdrawal, Transfer, Inquiry at Non-QNBT ATM (6 free per statement cycle, $1 each thereafter)Checkmark

ATM Deposits Checkmark

Q Online Banking Checkmark

Q Bill Pay Checkmark

Q Mobile Banking Checkmark

Q Mobile Deposit Checkmark

Text Alerts Checkmark

Q Crown Plus Account

An account for customers age 55 and older

Minimum Amount To Open Account $100

Eligibility Requirement 55+

Monthly Maintenance Fee None

Per Check/Debit Fee None

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
None

Free Q Checks 1st Order

Cashier's Checks or other Equivalent Check
(2 Per visit) Checkmark

Pays InterestNo

Online Statements Available Checkmark

Q Debit Card Checkmark

Debit Card Foreign ATM Transactions
(6 free per statement cycle, $1 each thereafter) Checkmark

ATM Deposits Checkmark

Q Online Banking Checkmark

Q Bill Pay Checkmark

Q Mobile BankingCheckmark

Q Mobile Deposit Checkmark

Text Alerts Checkmark

Q Student Account

An account for fulltime students

Minimum Amount To Open Account $50

Eligibility Requirement 14-24 Full-Time Student

Monthly Maintenance Fee None

Per Check/Debit Fee None

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
None

Free Q Checks 1st Order

Cashier's Checks or other Equivalent Check
(2 Per visit) NA

Pays Interest No

Online Statements Available Checkmark

Q Debit Card Checkmark

Debit Card Foreign ATM Transactions
(6 free per statement cycle, $1 each thereafter)Checkmark

ATM Deposits Checkmark

Q Online Banking Checkmark

Q Bill Pay Checkmark

Q Mobile BankingCheckmark

Q Mobile DepositCheckmark

Text Alerts Checkmark

Q Now Account

An interest bearing account

Minimum Amount To Open Account $1,000

Eligibility Requirement None

Monthly Maintenance Fee $10

Per Check/Debit Fee $0.20

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
$1,000

Free Q Checks NA

Cashier's Checks or other Equivalent Check
(2 Per visit) NA

Pays Interest Tiered w/ $1000 Minimum Daily Balance

Online Statements AvailableCheckmark

Q Debit Card Checkmark

Debit Card Foreign ATM Transactions
(6 free per statement cycle, $1 each thereafter)Checkmark

ATM Deposits Checkmark

Q Online Banking Checkmark

Q Bill Pay Checkmark

Q Mobile Banking Checkmark

Q Mobile DepositCheckmark

Text Alerts Checkmark