Improve Your Credit Score

Credit scores are a short hand way that lenders can look at your credit history. Their assumption is that your history is a good indicator of how you manage money. Everyone has issues that can adversely affect a credit score and it is up to you to take action to fix the problem. It is wise to check your score and look at the detail on a regular basis to be sure that only your activity is reflected in the paperwork. If you spot something out of order, the sooner you respond the better. It's just another reason to get to know your Q-branch banker. They can help.

Here are some Q-tips to improve your credit score:

  1. Get copies of your credit report and make sure the information is correct
  2. Pay your bills on time- get current
  3. Understand how your credit score is determined (talk to a Q-branch banker)