Checking & Savings
What type of account does your business need? Our Business Basic Account is the most popular. If you want to earn interest on your checking balance, look into our Q Corporate Money Market or for sole proprietors, non profits and government entities, the Q Business Now Account. If you have limited needs for your business account, perhaps a Corporate Money Market Account is best. Or even some combination of accounts. Call your Q-branch banker for more information.
Q Business Basic
By far our most popular business account and the minimum to open is only $100.
- Minimum amount to open: $100.00
- NO Minimum balance required
- NO Monthly maintenance fee
- 200 FREE transactions per month (If 200 is exceeded, a fee of $.20 per transaction is charged. Transactions include credits, check/debits, ACH credits and debits, and deposited items.)
- FREE Online Banking with Bill Pay
- NO FEE Business Debit card
- Accounts processing 500 transactions or more monthly may be moved to the Q Business Analysis Checking type.
Q Business Analysis Account
- Minimum amount to open: $200.00
- Earnings credit on average collected daily balance to offset monthly service charge: 0.25%
- Monthly maintenance fee: $12.00
- Deposits credited: $0.25
- Deposited items: $0.12
- Items paid: $0.15
- ACH debits: $0.15
- ACH credits: $0.15
- Return item fee: $5.00
- All fees are subject to change.
Q Business Now Account
Sole Proprietors, Non-Profit and Government Entities are eligible.
This account will help specific business entities earn interest on balances and avoid service charges.
- Minimum opening deposit and minimum balance to earn interest and avoid service charges: $1000.00
- Monthly maintenance fee: $10.00
- Per debit charge: $0.20
Q Corporate Money Market
If your account will require a minimal amount of activity, this may be the account for you. Call your Q-branch banker for options.
- Minimum opening deposit: $2,500.00
- Minimum balance to earn interest and avoid maintenance fee: $2,500.00
- Monthly maintenance fee: $25.00
- Six FREE withdrawals per month
- Fee per excessive withdrawal: $5.00
Q Iolta Trust Account
- Minimum opening deposit and minimum balance to earn interest and avoid service charges: $1,000
- Monthly maintenance fee: $7.50
Georgia Bar Foundation, Inc. regulations apply.
An exclusive account type for Queensborough's Business Banking.
Contact one of our Q Works team members for more information.