Exclusive Accounts

for the members of the QWorks At Work Banking Program.

Give yourself and your employees the benefit of a simple account package that provides access to convenient banking services and financial literacy programs.

Account Services Q Works Checking Q Works Savings*

Minimum Amount To Open Account

$0

$0

Monthly Maintenance Fee

None

$9 Quarterly

Per Check/Debit Fee

None

None

Minimum Daily Balance Required to avoid
Maintenance Fee and Per Check/Debit Fee

None

$200

Free Q Checks

Checkmark

N/A

Cashier's Checks or other Equivalent Check
(2 Per visit)

Checkmark

N/A

Excessive Withdrawal Fee

N/A

$5 after 3 withdrawals per Quarterly Statement cycle

Pays Interest

No

Yes, Quarterly

Online Statements Available

Checkmark

Checkmark

Q Debit Card

Checkmark

Debit Card must be linked to a Primary Checking Account.

Withdrawal, Transfer, Inquiry at Non-QNBT ATM
(6 free per statement cycle, $1 each thereafter)

6 Credits of Non-QNBT ATM Fees per Cycle with receipt

6 Credits of Non-QNBT ATM fees per Cycle with receipt.

ATM Deposits

Checkmark

Checkmark

Q Online Banking

Checkmark

Checkmark

Q Bill Pay

Checkmark

Checkmark

Q Mobile Banking

Checkmark

Checkmark

Q Mobile Deposit

Checkmark

NA

Text Alerts

Checkmark

Checkmark

Safe Deposit Box

Free first years rent on 3 X 5 box where available

Free first years rent on 3 X 5 box where available

* For the QWorks Savings product, Transaction Limitations Apply.

Q Works Checking

Minimum Amount To Open Account $0

Eligibility Requirement None

Monthly Maintenance Fee None

Per Check/Debit Fee None

Minimum Daily Balance Required to avoid Maintenance Fee and Per Debit Fee
None

Free Q Checks Checkmark

Cashier's Checks or other Equivalent Check
(2 Per visit)Checkmark

Excessive Withdrawal Fee N/A

Pays Interest No

Online Statements AvailableCheckmark

Q Debit Card Checkmark

Withdrawal, Transfer, Inquiry at Non-QNBT ATM (6 free per statement cycle, $1 each thereafter)
6 Credits of Non-QNBT ATM Fees per Cycle with receipt

ATM Deposits Checkmark

Q Online Banking Checkmark

Q Bill Pay Checkmark

Q Mobile Banking Checkmark

Q Mobile Deposit Checkmark

Text Alerts Checkmark

Safe Deposit Box Free first years rent on 3 X 5 box where available

Q Works Savings*

Minimum Amount To Open Account None

Eligibility Requirement None

Monthly Maintenance Fee $9 Quarterly

Per Check/Debit Fee None

Minimum Daily Balance Required to avoid Maintenance Fee and Per Debit Fee
$200

Free Q Checks N/A

Cashier's Checks or other Equivalent Check
(2 Per visit) N/A

Excessive Withdrawal Fee $5 after 3 withdrawals per Quarterly Statement cycle

Pays Interest Yes, Quarterly

Online Statements AvailableCheckmark

Q Debit Card Debit Card must be linked to a Primary Checking Account.

Withdrawal, Transfer, Inquiry at Non-QNBT ATM
(6 free per statement cycle, $1 thereafter) 6 Credits of Non-QNBT ATM fees per Cycle with receipt.

ATM Deposits Checkmark

Q Online Banking Checkmark

Q Bill Pay Checkmark

Q Mobile Banking Checkmark

Q Mobile Deposit NA

Text Alerts Checkmark

Safe Deposit Box Free first years rent on 3 X 5 box where available

* For the QWorks Savings product, Transaction Limitations Apply.