Business Checking and Savings

Business
Checking & Savings

AN ACCOUNT FOR EVERY BUSINESS

depending on your every need.

What type of account does your business need? Queensborough offers a variety of accounts designed to meet the needs of your business. Minimum opening deposits range from $100 with the Q Business Basic up to $2,500 with the Q Corporate Money Market.

YOUR Q BANKER CAN HELP YOU DECIDE.

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Q Business Basic

OUR MOST POPULAR ACCOUNT
LOW MINIMUM BALANCE TO OPEN

Account Details

Minimum opening deposit

$100.00

Daily minimum balance required:

$0.00

Monthly maintenance fee:

$0.00

By far our most popular account, this business basic checking account has features to benefit any-sized company, especially small businesses.

  • 200 FREE transactions per month (If 200 is exceeded, a fee of $.20 per transaction is charged. Transactions include credits, checks/debits, ACH credits and debits, and deposited items.)
  • FREE Online Banking with Bill Pay
  • NO FEE Business Debit card
  • Accounts processing 500 transactions or more monthly may be moved to the Q Business Analysis Checking type.

Q Business Analysis Account

Includes Earnings Credit Allowance
LOW MINIMUM BALANCE TO OPEN

Account Details

Minimum opening deposit

$200.00

Monthly maintenance fee:

$12.00

  • Deposits credited: $0.25
  • Deposited items: $0.12
  • Items paid: $0.12
  • ACH debits: $0.15
  • ACH credits: $0.15
  • Cash deposits/withdrawals: $0.25 per hundred

*All fees are subject to change.

Q Business Now Account

NON-PROFIT AND GOVERNMENT ENTITIES ELIGIBLE
EARN INTEREST ON BALANCES TO AVOID SERVICE CHARGES

Account Details

Minimum opening deposit and minimum balance to avoid service charges:

$1,000.00

Monthly maintenance fee:

$10.00

Per debit charge:

$0.20

Sole Proprietors, Non-Profit and Government Entities are eligible. This account will help specific business entities earn interest on balances and avoid service charges.

Q Corporate Money Market

EASY ACCESS TO YOUR CASH
BALANCE GROWS WITH INTEREST

Account Details

Minimum opening deposit:

$2,500.00

Minimum balance to earn interest and avoid maintenance fee:

$2,500.00

Monthly maintenance fee:

$25.00

If your account will require a minimal amount of activity, this may be the account for you. Call your Q-branch banker to discuss all of your options.

  • Six FREE withdrawals per month
  • Fee per excessive withdrawal: $5.00

TRANSACTION LIMITATIONS

Federal regulations limit the number of withdrawals you may make from this account type. You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month. Transactions not within these limitations may result in the closure of your account or the transfer of funds to another account type.

Q Iolta Trust Account

LOW MINIMUM OPENING DEPOSIT
LOW MONTHLY MAINTENANCE FEE

Account Details

Minimum opening deposit:

$1,000.00

Minimum balance to earn interest and avoid maintenance fee:

$1,000.00

Monthly maintenance fee:

$7.50

  • Georgia Bar Foundation, Inc. regulations apply.

Q Works Account

FINANCIAL LITERACY PROGRAM FOR YOUR BUSINESS.

Learn more