Merchant Services

Business Checking

AN ACCOUNT FOR EVERY BUSINESS

depending on your every need.

What type of account does your business need? Queensborough offers a variety of accounts designed to meet the needs of your business. Minimum opening deposits range from $100 with the Q Business Basic up to $2,500 with the Q Corporate Money Market.

YOUR Q BANKER CAN HELP YOU DECIDE.

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Business Checking Products

Account Services Q Business Basic Q Business Now Q Business Analysis Q IOLTA Trust Account

 

Small to medium businesses with moderate transaction volume

Sole Proprietors, Non-Profits, and Government Entities are eligible

Businesses with moderate to large transaction volume

For Attorney Trust accounts please contact your Q Banker for information. 

Minimum Amount To
Open Account

$100

$1,000

$200

 

Eligibility Requirement

None

None

None

 

Monthly Maintenance Fee

None

$10

See a Cash Management Specialist for a list of fees

 

Per Check/Debit Fee

First 200 trans free,
then .20 per trans

.20 per Check/Debit

See a Cash Management Specialist for a list of fees

 

Minimum Daily Balance
Required to avoid
Maintenance Fee and Per
Check/Debit Fee

None

$1,000

None

 

Pays Interest

No

Yes, Tiered Rates

Earnings Credit Allowance may offset partial or full amount of total monthly analysis charges.

 

Online Statements

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Q Business Debit Card

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ATM Deposits

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Q Business Online
Banking

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Q Bill Pay

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Q Mobile Banking
(Retail App may be
available for small
business customers)

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Q Mobile Deposit
(Retail App may be
available for small
business customers)

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Q Business Mobile Banking

NA

NA

NA

 

Q Business Mobile Deposit

NA

NA

NA

 

Remote Deposit Capture

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Text Alerts

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Q Business Basic

Small to medium businesses with moderate transaction volume

Minimum Amount To Open Account $100

Eligibility Requirement None

Monthly Maintenance Fee None

Per Check/Debit Fee First 200 trans free, then .20 per trans

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
None

Pays Interest No

Online Statements Checkmark

Q Business Debit Card Checkmark

ATM Deposits Checkmark

Q Business Online Banking Checkmark

Q Bill PayCheckmark

Q Mobile Banking
(Retail App may be available for small business customers) Checkmark

Q Mobile Deposit
(Retail App may be available for small business customers) Checkmark

Q Business Mobile Banking NA

Q Business Mobile Deposit NA

Remote Deposit Capture Checkmark

Text Alerts Checkmark

Q Business Now

Sole Proprietors, Non-Profits, and Government Entities are eligible

Minimum Amount To Open Account $1,000

Eligibility Requirement None

Monthly Maintenance Fee $10

Per Check/Debit Fee .20 per Check/Debit

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
$1,000

Pays Interest Yes, Tiered

Online Statements Checkmark

Q Business Debit Card Checkmark

ATM Deposits Checkmark

Q Business Online Banking Checkmark

Q Bill PayCheckmark

Q Mobile Banking
(Retail App may be available for small business customers) Checkmark

Q Mobile Deposit
(Retail App may be available for small business customers) Checkmark

Q Business Mobile Banking NA

Q Business Mobile Deposit NA

Remote Deposit Capture Checkmark

Text Alerts Checkmark

Q Business Analysis

Businesses with moderate to large transaction volume

Minimum Amount To Open Account $200

Eligibility Requirement None

Monthly Maintenance Fee See a Cash Management Specialist for a list of fees

Per Check/Debit Fee See a Cash Management Specialist for a list of fees

Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee
None

Pays Interest Earnings Credit Allowance may offset partial or full amount of total monthly analysis charges.

Online StatementsCheckmark

Q Business Debit Card Checkmark

ATM Deposits Checkmark

Q Business Online Banking Checkmark

Q Bill PayCheckmark

Q Mobile Banking
(Retail App may be available for small business customers) Checkmark

Q Mobile Deposit
(Retail App may be available for small business customers) Checkmark

Q Business Mobile Banking NA

Q Business Mobile Deposit NA

Remote Deposit Capture Checkmark

Text Alerts Checkmark

Q IOLTA Trust Account

For Attorney Trust accounts please contact your Q Banker for information