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Personal Checking

Q FREE CROWN CHECKING ACCOUNT

Minimum opening deposit - $100.00

  • NO Minimum balance
  • NO Per check/debit fee
  • NO Monthly maintenance fee

Q CROWN PLUS ACCOUNT

Minimum age requirement - Age 55
Minimum opening deposit - $100.00

  • First order of crown checks FREE
  • NO Per check/debit fee
  • Waived fees for Money Orders, Cashier’s Checks and Traveler’s Checks
  • NO Minimum balance
  • NO Monthly maintenance fee

Q STUDENT ACCOUNT

Full-time enrollment and age requirement - 14 to 24
Minimum opening deposit - $50.00

  • NO Per check/debit fee
  • First order of crown checks FREE
  • Low rate computer loans to qualified applicants 
  • NO minimum balance
  • NO monthly maintenance fee

Q NOW ACCOUNT

Minimum opening deposit - $1,000.00

  FEES
Minimum balance to avoid maintenance fee and other per check/debit fee $ 1,000.00
Monthly maintenance fee $ 10.00
Per check/debit fee $ 0.20
Minimum balance to earn interest  $ 1,000.00

Please see your Customer Service Representative for current tiers and rates.


Q ONLINE BANKING - FREE

Securely access our many online banking services such as account information, funds transfer and electronic bill pay.

  • Bill Pay Service FREE

Q MONEY MARKET ACCOUNT

Minimum opening deposit - $2,500.00

  FEES
Minimum balance to earn interest and avoid maintenance fee    $ 2,500.00
Monthly maintenance fee $ 10.00

Please see your Customer Service Representative for current tiers and rates.

Excessive activity fees and withdrawal restrictions apply- Limit of six debits per month with no more than three by check, draft, debit card or similar order to third parties.


Q CERTIFICATES OF DEPOSIT

Minimum opening deposit - $500.00

  • Maturities available to meet your needs
  • Competitive interest rates vary with the length of maturity
  • Subject to penalties for early withdrawal

Q SAFE DEPOSIT BOXES

Available at most QNB&T locations.


Q IRA ACCOUNT

Minimum opening deposit - $100.00

  • Competitive interest rate
  • Interest compounded annually
  • Deposits allowed any time in any amount
  • Subject to IRS regulations
  • Subject to bank/IRS penalties for early withdrawal

Q MORTGAGE LOANS

QNB&T offers the widest variety of mortgage loans to qualified applicants.  We offer local processing and approval.

Q DEBIT CARD

  FEES
First card No Charge
Each replacement card $ 5.00
Inquiry, transfer or withdrawal at a QNB&T ATM   No Charge
Per Non-QNB&T ATM (after initial 6 free per month)  $ 1.00