Commercial Lending

Business Lending QNB&T wants to provide you with the financial flexibility to help you grow! That is why we offer a variety of lending options, including:

Fixed Assets
Term Loans
Installment Loans
Short-Term Working Capital
Line of Credit
Letter of Credit

In addition, we are an authorized, Preferred SBA (Small Business Administration) Lender. We can answer your questions and assist you in applying for loans, such as the SBA7(a) Program, the 504 Program, and others, including Rural Development.

SBA Loan Information

In addition to being a Preferred SBA Lender, QNB&T has also been rated the #1 Community Bank Lender to Small Businesses in Georgia by Entrepreneur Magazine.

Want to know more about SBA Loans?

The SBA (Small Business Administration) is a federal agency which was established to be a source of financial service to small business in America.
The SBA's mission is to stimulate and foster economic development through small business, thereby helping grow the nation's economy.
The SBA will guarantee a business loan made by QNB&T, providing the lending criteria is met.

Financing through conventional business funding or the SBA program is available to a wide variety of businesses, including women-owned businesses, minority-owned businesses, start-ups, expansions, construction, business purchase/acquisition, motel, equipment, retail, real estate, development, and other lending. Please contact the QNB&T office nearest to you for all the details.